Privacy Policy
Effective: May 5, 2026
Vimal TMT ("we", "our", "us") operates this mobile application. This policy explains what data we collect, why we collect it, and your rights over it.
1. Data We Collect
We do not collect any data beyond what is explicitly mentioned above.
2. How We Use Your Data
- Authenticate you with a one-time password (OTP) via Twilio Verify.
- Display your wallet balance and transaction history.
- Send you push notifications about credits, offers, and announcements.
- Maintain a financial ledger for audit and dispute resolution.
- We process your data to provide core app functionality, comply with legal obligations, and improve service reliability.
3. Third-Party Services
We share minimal data with trusted services:
We do not sell, rent, or trade your personal data to any third party.
4. Data Retention
Your account data is retained for as long as your account is active. If you delete your account:
- All personal data (phone number, name, address) is permanently deleted within 24 hours.
- Transaction records required for legal and audit purposes are retained but are anonymized and cannot be linked back to your identity.
5. Your Rights
- Account Deletion — You can delete your account at any time from within the app under Profile → Delete Account.
- Access or Correction — email us at vimaltmt12@gmail.com to request a copy of your data or correct inaccuracies.
6. Security
All data in transit is protected by HTTPS/TLS. Authentication tokens are stored encrypted on your device using AES-256-GCM. We do not store passwords.
7. Children
This app is intended for business users (dealers, masons, suppliers). We do not knowingly collect data from anyone under 18 years of age.
8. Changes to This Policy
We may update this policy. The effective date at the top will reflect the latest revision. Continued use of the app after changes constitutes acceptance.
9. Contact
If you have any questions, requests, or concerns regarding this policy or your data, contact us at vimaltmt12@gmail.com.
10. App and Web Usage
This mobile application may display and load content from our web platform. Any data interactions within the app follow the same privacy practices described in this policy.